FHA

Use the form for accurate information about your specific needs

In 1934 the United States was reeling from the Great Depression and home ownership was at an unacceptably low level. One of the great separators between America and the rest of the world was that home ownership became a privilege of the working class. Historically land and home ownership had been the realm of the wealthy, the tyrant, and the land baron. The Federal Housing Administration was born to insure lenders against loss on home loans which helped pave the way for the greatest generations and beyond.

Congress created the Federal Housing Administration (FHA) in 1934. The FHA became a part of the Department of Housing and Urban Development’s (HUD) Office of Housing in 1965. Since then the FHA has become the world’s largest insurer of home mortgages.

877-7000-KEN Direct Access to Answers

(877-700-0536)

You are here today because you have questions about FHA or know someone who has questions. You may be a home owner, a parent, a real estate agent, a builder, or a home seller. The answers will all be the same because FHA has simple guidelines and a simple approach to home mortgage insurance. The obfuscation comes when lenders use what are called “over lays” to provide an extra layer of protection against losses.

---

By contacting me there is no obligation to enter into any loan or even submit an application. My goal is to answer your questions honestly and accurately and when the time comes I believe you will know I am the right choice for you to provide for your mortgage needs:

First Name *
Last Name *
Email *
Phone *
Comments

Every lender and loan officer is responsible for and held accountable for Early Payment Defaults, mortgage fraud and other errors. Therefore you may get different answers from everyone you speak with and they may all be accurate. Knowing the FHA guidelines and speaking with someone who knows them, has known them and has administered them for their company should help give you the know-how power you need.

If you are buying, selling or refinancing a home in Georgia I invite you to phone me, email me, use the form to contact me, video chat with me or come to my office so that I can help you obtain all the tools necessary to achieve your goals.

For agents, builders and home sellers I have:
Co-branded advertising opportunities
Printed materials to use inside the home
Yard signs directing shoppers to a fast, simple pre-qualification
Branded online recordings with information about specific property
Online webinars scheduled regularly with tips, info and tools (free)
Contact me for more information …

For home owners and buyers I have:
Fast, simple answers and pre-qualifications
Competitive interest rates and closing costs
Accurate information backed by a national advocacy group
Realistic closing times for refinance or purchases
Assistance in overcoming credit hurdles
Contact me for more information …

Answers for anyone:
How much down payment is needed?
What kind of home can I buy?
Is there an FHA construction loan for me?
Can I buy investment properties with FHA loans?
What are the interest rates?
How much are closing costs?
Contact me for more information …

Contacting me is very simple:
You can reach me on Skype at thekencook
You can phone me in North Georgia at 770-818-4365
You can phone or text my cell at 678-439-8683
You can call me toll-free in Georgia at 877-7000-KEN (536)
You can get me on Twitter at http://twitter.com/GeorgiaFHA (do not use this for urgent questions)

.