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	<title>Home Loan Information</title>
	<link>http://kennycook.com</link>
	<description>Home Loan Information From A Former Industry Insider</description>
	<lastBuildDate>Mon, 31 Oct 2011 15:15:27 +0000</lastBuildDate>
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		<title>HARP changes to allow a greater number of refinances</title>
		<description><![CDATA[While some of my industry friends rushed to be the first to get this information to the streets it seemed more prudent to verify the information found in the FHFA letter dated October 24. Now that a week has passed and the initial smoke has cleared here is a bullet point review of the important factors covered by [...]]]></description>
		<link>http://kennycook.com/2011/10/harp-changes-to-allow-a-greater-number-of-refinances/</link>
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		<title>No Cost or Zero Cost Home Loans</title>
		<description><![CDATA[Once there was a young prince who sat for hours waiting on his chance to capture the great, white unicorn. The sorcerer from the other side of the mountain decided to trick the young prince and duct-taped a stick to a horse&#8217;s head and sent him into the forest. The prince, seeing the horse with [...]]]></description>
		<link>http://kennycook.com/2011/10/no-cost-or-zero-cost-home-loans/</link>
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		<title>Can a Mortgage Have a Co-signer?</title>
		<description><![CDATA[No. Well, yes. Sort of. Mortgages can have co-borrowers. Instead of getting all wrapped up in the differences and similarities let&#8217;s simply cut straight to what a mortgage can have and when and how it is used. More specifically let&#8217;s look at the non-occupant co-borrower. In other words someone will be on the loan but [...]]]></description>
		<link>http://kennycook.com/2011/10/can-a-mortgage-have-a-co-signer/</link>
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		<title>How the Lowest Interest Rates Affect Your Ability to Buy</title>
		<description><![CDATA[During this time period we are experiencing the lowest interest rates in Atlanta&#8217;s history for home purchases. Add that to the abundance of homes for sale in the Atlanta area and the low demand and it soon turns into a home buyer&#8217;s opportunity like not experience in our lifetimes. Home values have continued to decline [...]]]></description>
		<link>http://kennycook.com/2011/10/how-the-lowest-interest-rates-affect-your-ability-to-buy/</link>
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		<title>Economy Getting Worse? FICO CEO Explains</title>
		<description><![CDATA[With thirty percent of housing underwater (payoff higher than the value) and people dropping their ethics enough to simply stop paying the mortgage and enter into a &#8220;strategic default&#8221; the recovery could be a decade away. Hear the comments from the CEO of FICO on how this is affecting credit risk decisions and even lending [...]]]></description>
		<link>http://kennycook.com/2011/09/economy-getting-worse-fico-ceo-explains/</link>
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		<title>7 Cobb County Businesses Named in Inc.&#8217;s 500</title>
		<description><![CDATA[When looking for prestige as a business there are many types of honors which can be bestowed. The Inc. 500 consists of business which are  &#8221;privately held, headquartered in the U.S., and had a minimum 2010 revenue of $2 million. This year’s list measures revenue growth from 2007 through 2010.&#8221; Business Ranking  Valuation Management Group [...]]]></description>
		<link>http://kennycook.com/2011/09/seven-cobb-county-businesses-name-in-inc-s-500/</link>
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		<title>Executive Home Loan Rates Lowest Ever</title>
		<description><![CDATA[The news is everywhere today that home loan rates have dropped to an all time low &#8211; even lower than the historic lows we have been seeing for the last several months. While this may be a reflection on the poor state of the economy it is also an opportunity for those who are ready, [...]]]></description>
		<link>http://kennycook.com/2011/09/executive-home-loan-rates-lowest-ever/</link>
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		<title>Fast Closings for Georgia Home Loans</title>
		<description><![CDATA[Sometimes FAST is the key to success. You may have seen advertisements from lenders who “guarantee” very quick closings and offer to “make it right” if they don’t meet the deadline. That is not what this is – in fact instead of promising something that cannot be delivered unless a long, long list of stipulations [...]]]></description>
		<link>http://kennycook.com/2011/09/fast-closings-for-georgia-home-loans/</link>
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		<title>What Is An &#8220;Executive Home&#8221; in Marietta, Georgia?</title>
		<description><![CDATA[We hear, and see, the words &#8220;executive home&#8221;. Do you know what it is? If not don&#8217;t feel too alone because even among seasoned professionals who attempt to define &#8220;executive homes&#8221; there is dissension. Today I asked a few REALTORS for an answer. Is there a specific designation for an executive home? Their answers were, &#8220;No.&#8221; Around my base of [...]]]></description>
		<link>http://kennycook.com/2011/09/what-is-an-executive-home-in-marietta-georgia/</link>
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		<title>5 Steps to Prepare to Apply for a Mortgage</title>
		<description><![CDATA[Seems like you should just be able to pick up the phone or go online and apply, right? Well technically you can. If, however, you want to help the results here are five things you can do, starting right now, to help yourself get the best mortgage for your buying and credit power. 1 &#8211; [...]]]></description>
		<link>http://kennycook.com/2011/09/5-steps-to-prepare-to-apply-for-a-mortgage/</link>
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